Current American Interest Rates RealtyRates.com: Cap Rates, Commercial Real Estate. – Investor Survey. The RealtyRates.com quarterly Investor Survey includes national mortgage terms and interest rates, equity requirements, cap and discount rates, reserve requirements, and interim financing rates and terms for 32 income producing property types, plus financial indicators, historical cap rate trend data, and land lease cap and discount rates, likewise by property type.What Is Mortgage Interest Rate Prime Rate Now Us Prime Rate: Today's Rate, the Historical Rate, & Fed Funds Rate – The prime rate can have immense implications on your finances and it is essential for personal finance beginners to understand it before they start The prime rate, in general, is the lowest rate of interest commercial banks charge their most credit-worthy customers. How do they come up with this rate?Current Mortgage Rates: Average US Daily Interest Rate Trends. – Today’s Mortgage Rates Who determines interest rates? interest rates are typically determined by a central bank in most countries. In the United States, a forum is held once per month for eight months out of the year to determine interest rates.30 Year Fixed Mortgage Rates – hsh.com – Fully amortizing, 30-year fixed-rate mortgages are the king of the American mortgage market, favored by those both buying homes and refinancing them even in times of relatively high interest rates.