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Not one penny,” said Demond Johnson, sales manager at Guild Mortgage in Arlington, Texas. When you refinance your mortgage, you do not make a payment until the. If you're interested in refinancing, there are a number of best. For example, saving $100 per month won't be beneficial if the bank fees.
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But what’s the best source of financing. to lend money at more favorable rates than banks. In addition, certain fees (such as lending application fees) may be cheaper. Plus customers typically.
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Banks, credit unions, online lenders, correspondent lenders, and mortgage brokers can all arrange loans. Some general rules of thumb: Credit unions tend to have the best rates (though you’ll need to be a member), while banks may have special deals for account holders. Non-bank mortgage lenders are known for a quick turnaround.